Thursday, April 10, 2008

The Law Of The Garbage Truck

 

How often do you let other people change your mood? Do you let a bad driver, rude waiter, curt boss, or an insensitive employee ruin your day? Unless you're the Terminator, for an instant you're probably set back on your heels. However, the mark of a successful person is how quickly she/he can get back her/his focus on what's important.

Five years ago I learned this lesson in the back of a taxi cab in Indianapolis. Here's what happened:

I hopped in a taxi and we took off for the airport. We were driving in the right lane when suddenly a black car jumped out of a parking space right in front of us. My taxi driver slammed on his breaks, skidded, and missed the other car by just inches! The driver of the other car whipped his head around and started yelling at us. My taxi driver just smiled and waved at the guy. And I mean, he was really friendly.

So I asked, 'Why did you just do that? This guy almost ruined your car and sent us to the hospital!' This is when my taxi driver taught me what I now call, 'The Law of the Garbage Truck.' He explained that many people are like garbage trucks. They run around full of garbage, full of frustration, full of anger, and full of disappointment. As their garbage piles up, they need a place to dump it and sometimes they'll dump it on you. Don't take it personally. Just smile, wave, wish them well, and move on. Don't take their garbage and spread it to other people at work, at home, or on the streets.

I am called to be salt and light to a lost world.  So when someone dumps their garbage on me, I need to show them the same love, grace and forgiveness, and unmerited favor that I receive from my Heavenly Father. Do not repay evil with evil…  That is one I need help with, my pride gets hurt and I want to give them my two cents worth but God is working on me. I am not where I need to be but thank God I am not where I was!

 

Jerry

 

Why don't you do a policy review with your insurance agent?

Why don't you do a policy review with your insurance agent? I suggest to you that it's fear. You fear that the agent is going to sell you something that you don't need, don't want. Consequently what you need to do is leave the agent that is causing this trepidation. (Just kidding) You see, if you really feared your agent then that would mean they don't have your best interest at heart, and I would doubt that is the case? Moreover if I ask you, do you have confidence in your insurance agent, you probably would say yes. Consequently, I have to come to the conclusion that your trepidation is unmerited. What are the advantages of doing a policy review?

1. They help you make informed, conscious decisions, meaning decisions that you make before a loss.
2. Do I have the right coverage on my home?
3. Is the lot cost in my home coverage?
4. Why is my home insured for more than I could sell it for?
5. Do I have all the discounts I should be getting?
6. Are there any options that I may want that I am currently not taking advantage of?
7. Are there any options that I am being charge for that I don’t need?
8. Do you need umbrella policy?
9. How much life insurance do I have?
10. How much life insurance do I have at work?
11. If I die will my family have enough life insurance?
12. Do I have the right auto coverage’s?
13.Does my auto policy cover me if I am sued?
Making knowledgeable conscious decision means that at the time of loss, you and your loved ones and the people that depend on you are left with good, decisions. I cannot encourage you enough to spend 30 or 40 minutes going over what is covered or isn't covered on your policy with your agent, and I'll go one better. Even if I am not your agent, I would be happy to meet with you to go over your coverage’s. No obligation, you don't need you to switch. I will go over with you what is covered, what is not covered, how the policy works, and help you coordinate your policy with what you have at work. To help you and your family make good, conscious decisions.