Tulsa is it time for a Policy Review

These are two little words that seem to put fear in Tulsa and Broken Arrow residents; Why allow your fear of being sold to dictate your coverage’s (or lack of coverage’s) on your insurance? Look at it as your agent trying to protect you and your family with more coverage to prevent you from being underinsured. ( You can always say no) You should always want to be up to date on the coverage you do have and the options you may have for further coverage in the future? So….Let your fears fade away with lucky 13 things you must know to benefit from your next policy review.

Benefits to a Policy Review:
1. They help you make informed, conscious decisions, meaning decisions that you make before a loss.
2. Do I have the right coverage on my home?
3. Is the lot cost in my home coverage?
4. Why is my home insured for more than I could sell it for?
5. Do I have all the discounts I should be getting?
6. Are there any options that I may want that I am currently not taking advantage of?
7. Are there any options that I am being charged for that I don’t need?
8. Do you need an umbrella policy?
9. How much life insurance do I have?
10. How much life insurance do I have at work?
11. If I die will my family have enough life insurance?
12. Do I have the right auto coverage?
13. Does my auto policy cover me if I am sued, and for how much?

Making knowledgeable conscious decisions mean that at the time of loss, you, your loved ones, and the people that depend on you are left with good decisions. I cannot encourage you enough to spend thirty or forty minutes going over your policies with your agent.
Even If I am not your agent, I would be happy to meet with you to go over your coverage’s. No obligation, you don’t need to switch. I will go over with you what is covered, what isn’t covered, how the policy works, and help you coordinate your policy with what you have at work. So as you can see there is nothing to fear in making an appointment to do a policy review. This is one thing that is strictly for the benefit of you and your loved ones. So come on get up and contact your agent or myself to do a policy review today!

Jerry Szeszulski