Identity Theft: Are You in Safe Hands?

People like to feel safe. Our habitual decisions show this to be true. For example, when walking down a street at night, one stays in the lighted area; it is common sense, as well as a way to provide extra protection. In our homes we install alarm systems and security gates. Why? It supposedly keeps the bad guys out, allowing us to feel an extra sense of security. We take these simple precautions, yet ironically we seem to overlook the fastest growing crime in the Unites States today- identity theft. What are you doing to protect yourself from this rapidly increasing problem?
Did you know that in the last year alone, Americans suffered a loss of $48 billion due to identity theft? On average, within a two day window of the loss of identity, victims lose $17,000! FTC reports that 9.9 million Americans are victims each year! It costs consumers 5 billion a year and businesses 48 billion each year! This crime is so simple to commit, it will most likely become one of the most profitable criminal activities in history. ARE YOU PROTECTED?

How easy is it to steal identity?
- Internet Exposure
- Friends and Family
- Dumpster Diving
- Stealing Mail
- Shoulder Surf


How the new identity is used:
- To Access Credit Card Accounts.
- Telephone or Utility Fraud.
- To Access Bank Accounts.
- Employment Related Fraud.
- To apply and create Loans.
- To Obtain Drivers License, Social Security Cards, Fraudulent Tax Returns or Government Benefits.

At the Szeszulski Agency, we have a plan that will protect you. A comprehensive program, which includes fraud and credit monitoring, resolution services, and stolen expense coverage. With secure ID from ANPAC, you will be able to monitor your credit to help prevent an identity loss. You will be signing up for an online subscription to fraud and credit monitoring services.

Our enhancements to your stolen identity coverage include:
-Zero deductible
for identity theft losses.
-Increased limits of $50,000 per occurrence/$100,000 annual aggregate.
- New income replacement coverage of up to $200 per day for 25 days or $5,000 for lost wages when having to take time to work to rectify records.
- If you are a member of CA$HBACK from ANPAC, claims paid under this for this endorsement will not affect your CA$HBACH reward.

- In addition, your coverage now also includes comprehensive resolution services should you actually become a victim. In this case, an advocate would be assigned to you to help you through the resolution process.

You can receive all of this coverage for a mere $90 a year. When the chances of becoming a victim are so high, it would be wise to protect your name and financial future.